Joe Barbieri has written articles on many topics and several of them have been published in Pension and Benefits Monitor magazine, which is suited for a Canadian institutional investor audience. More recently, Joe has published articles in Ezine articles, Seeking Alpha,, LinkedIn Pulse, and was quoted in The Globe and MailWealth Professional, Golden Girl Finance and the Huffington Post. The last four organizations are also listed in the Media Appearances pageAll articles are written by Joe Barbieri unless otherwise stated.  

Most Recent

September 2018  Five Tips on Using Robo-Advisors by Vin Heney

April 2018         What Is Emotional Spending and Saving?

March 2018       Is Cancelling NAFTA Bad For Canada?

January 2018    The Stages of a Market Mania

November 2017    How Can Inheriting “Life Changing Assets” Affect Your Heirs?

October 2017    Interest Rates Are Rising in Canada. Should You Be Concerned?​

January 2017    Common Asked Questions About The RESP

October 2016    How to Protect Yourself From "Get Rich Quick" Schemes

May 2016          Estate Laws For Ontario

​April 2016          So You Want To Start A Small Business?

March 2016        What Is a Robo-Advisor?

February 2016    How Does the GST-HST Work?

January 2016      Are You Eligible To Deduct Work Expenses As An Employee?

By Topic

Financial Advice

January 2015     How Is Your Fund Money Managed? Active or Passive Money Management

October 2014     How Much Money Should You Have Before You Obtain Financial Advice?

Gold and Silver

October 2012      Differences Between Investing in Gold and Silver

September 2012  What Are the Reasons For Investing in Gold?


June 2012           Do You Need Life Insurance?

February 2014     Understanding the Principles of Insurance


March 2015         The Cost of Passive Fund Investing

February 2015      The Cost of Active Investing

March 2013          Is Contrarian Financial management the Key to Your Financial Decisions?

January 2012       Are You Diversifying Enough?

September 2013   Why Is Dividend Investing So Popular?

February 2013      How Much Does it Cost to Manage Your Investments?

May 2012             What Is Your Personal Inflation Rate?

January 2013        Considerations Other Than Return When Picking a Mutual Fund

November 2012     Using Returns to Pick a Mutual Fund

November 2013     How Do I Save For My Education?

November 2011     Do You Pay Down Your Mortgage or Invest in an RRSP?

September 2011    The Overreaction of September 2011

June 2013             What To Do If Interest Rates Rise?

November 2014     What Is Short Selling and How Do I Do it?

Money Guides and Strategies

July 2013              The 5 Step Guide to Borrowing From Your RRSP

July 2013              The 5 Step Guide to Unlocking Locked-in Pension Funds

July 2013              The 4 Step Guide to Getting a Zero Interest Credit Card (Canada) 

July 2013              The 4 Step Guide to Borrowing From Your 401K

July 2013              The 5 Step Guide to Obtaining a Hardship Loan

July 2013              The 4 Step Guide to Getting a Zero Interest Credit Card (US)

Mortgages and Lending

November 2015      How To Obtain An Unorthodox Loan

October 2015         What Factors Are There In Obtaining a Loan?

Pensions and Retirement

August 2014          Can My Pension Payout Change?

July 2014              Tax Savings on Retiring Allowances

June 2014             What if Retirement Plans Change?

April 2012             How Does My Defined Benefit Pension Plan Work?

February 2012       What Can I Do With My Defined Contribution Pension Plan?

April 2013             When Do You Transfer a Locked in Pension Plan?


September 2014   Should I pay For My Child's Education?

October 2013        What is Retirement?

May 2014             The Psychology of Rewards Programs

July 2012             The Psychology of Regret and Investing

October 2011        Occupying Your Wallet

Real Estate

August 2013         Do I Buy or Do I Rent?

August 2012         How Much Did You REALLY Make on Your Real Estate Investment?

Taxes and Estate Planning

May 2015             Should I Incorporate My Business?

April 2015             Rental Income and Taxes

January 2014        Is the Corporate Class Structure Beneficial For You?

April 2014             Estate Planning For People With Disabilities

May 2013             Things To Ask Your Tax Preparer

March 2014          Planning For People With Disabilities

April 2012             General Tax Strategies

July 2013             Converting an RRSP Into a TFSA

February 2012      How Do I Use the TFSA Account?

Pension and Benefits Monitor Magazine Submissions

December 2009     Laying Down the Infrastructure Concept

September 2009    Why Are You Buying Bonds?

August 2009          The Origins of the Subprime Fiasco in the U.S.

June 2009             Subprime Mortgages and Canada - Are We Immune? page 17

April 2018         What Is Emotional Spending and Saving?

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Joe the Investor, Joe the Planner,

Joe the Tax Preparer

Joe Barbieri,

B.A.Sc. BCom, CFA

Fee-Only Fi​nancial P​lanner,

Toronto, Ontario, Canada

​Telephone Number: (647) 286-8020


Fee For Service Financial Planning Advice