Joe the Investor, Joe the Planner,
Joe the Tax Preparer
B.A.Sc. BCom, CFA
Fee-Only Financial Planner,
Toronto, Ontario, Canada
Telephone Number: (647) 286-8020
Fee For Service Financial Planning Advice
If you would like to make an inquiry or sign up for our no obligation email newsletter, fill out the form below and indicate "newsletter" in the comments field. Only the fields marked with an asterisk (*) need to be filled out. If you want to make an appointment and want to communicate desired dates and times, this can be done on the form as well.
Under the new Canadian Anti-Spam Legislation, if you fill out this form, you agree to give express consent to receive this newsletter which will be valid until you choose to unsubscribe.
Financial Planning Fees Designed to Fit Your Budget
Prices as of August 1, 2018
Questionnaire and / or free 15 - 30 minute telephone interview will be provided in advance to clarify your needs.
Initial Consultation Fee: This meeting typically is 2 hours long and is $700 including HST.
Follow Up Session: (As Many As Is Required) $150 includes HST per hour. If you are an existing client, we also offer the $700 annual service agreement which offers unlimited correspondence by electronic means and one in person meeting per year, which is designed to save money.
Annual or One-Time Review: $700 includes HST. If you are an existing client, we also offer hourly follow up sessions for minor changes.
Investment Plan: $1700 includes HST. If this is your first investment plan, the initial consultation fee will be deducted from this price.
Retirement Plan: $1700 includes HST. If this is your first retirement plan, the initial consultation fee will be deducted from this price.
Complete Financial Plan: $2800 includes HST. If this is your first complete financial plan, the initial consultation fee will be deducted from this price.
Customized Project: $150 includes HST charged hourly - hours determined before work is done.
Tax Preparation Fees: Visit our Tax Preparation Services page
Cash or Cheque Payable in Person at Time of Appointment. Electronic payment also available through eTransfer or Credit Cards and Paypal via our store.
Telephone advice: Distance is no longer a barrier. All consultations can be done by telephone in the comfort of your own home, office or anywhere at your convenience saving you time and money. Same rates apply.
To view videos on the cost of financial advice, see below:
Note: This site is intended for people who want to learn about the world of investments and how to research for themselves. If you would like to buy or sell investment products, or specific advice on investment products, tax or legal issues, please consult your investment advisor, accountant or legal counsel.
Any personal information gathered will only be used to provide the services agreed upon and not be released to any third party, except as may be authorized by law, or by your explicit consent. Personal data is only used for providing advisory services and would be kept indefinitely unless a request is made by the client to delete the information.
I/we understand that the advice discussed is based on information supplied by me/us, and the advice may contain financial projections and assumptions. The advice should not be considered comprehensive but should be treated as a guideline since information may change over time such as market returns, tax laws, estate laws or other regulations.
I/we understand that every effort has been made to make sure that calculations are accurate. We expressly disclaim any liability, loss or risk, financial or otherwise incurred as a consequence, directly or indirectly, in the use or application of any ideas, advice, suggestions or techniques demonstrated.
If you receive a questionnaire, plan or other documentation, it is assumed that this memorandum has been read and consented to on an ongoing basis from the date of receipt.