Joe the Investor, Joe the Planner,
Joe the Tax Preparer
B.A.Sc. BCom, CFA
Fee-Only Financial Planner,
Toronto, Ontario, Canada
Telephone Number: (647) 286-8020
Fee For Service Financial Planning Advice
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Financial Planning Fees Designed to Fit Your Budget
Prices as of September 1, 2015
Questionnaire or free 15 - 30 minute telephone interview will be provided in advance to clarify your needs.
Initial Consultation Fee: (Minimum 2 Hours) $500 includes HST.
Follow Up Session: (As Many As Is Required) $150 includes HST per hour. If you are an existing client, we also offer the $500 annual service agreement which offers unlimited correspondence by electronic means and one in person meeting per year, which is designed to save money.
Annual Review: $150 per hour includes HST (initial consultation must be done once before this review is available). If you are an existing client, we also offer the $500 annual service agreement which offers unlimited correspondence by electronic means and one in person meeting per year.
Investment Plan: $1500 includes HST. If this is your first investment plan, the initial consultation fee will be deducted from this price.
Retirement Plan: $1500 includes HST. If this is your first retirement plan, the initial consultation fee will be deducted from this price.
Account Consolidation Service: $800 includes HST. This service is intended for large portfolios (30 investment products or larger). A smaller portfolio can be consolidated with the annual review or initial consultation meeting.
Complete Financial Plan: $2800 includes HST. If this is your first complete financial plan, the initial consultation fee will be deducted from this price.
Customized Project: $150 includes HST charged hourly - hours determined before work is done.
Tax Preparation Fees: Visit our Tax Preparation Services page
Cash or Cheque Payable in Person at Time of Appointment. Electronic payment also available through Credit Cards or Paypal via our store.
Telephone advice: Distance is no longer a barrier. All consultations can be done by telephone in the comfort of your own home, office or anywhere at your convenience saving you time and money. Same rates apply.
To view videos on the cost of financial advice, see below:
Note: This site is intended for people who want to learn about the world of investments and how to research for themselves. If you would like to buy or sell investment products, or specific advice on investment products, tax or legal issues, please consult your investment advisor, accountant or legal counsel.
Any personal information gathered will only be used to provide the services agreed upon and not be released to any third party, except as may be authorized by law, or by your explicit consent.
I/we understand that the advice discussed is based on information supplied by me/us, and the advice may contain financial projections and assumptions. The advice should not be considered comprehensive but should be treated as a guideline since information may change over time such as market returns, tax laws, estate laws or other regulations.
I/we understand that every effort has been made to make sure that calculations are accurate. We expressly disclaim any liability, loss or risk, financial or otherwise incurred as a consequence, directly or indirectly, in the use or application of any ideas, advice, suggestions or techniques demonstrated.